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The impact of time in finance is decisive, says Benjamin Croitoru, Academic Director of the 看片视频 Personal Finance Essentials course. But people don鈥檛 realize how small decisions can make all the difference over time. Getting the timing right when you鈥檙e buying or selling stocks is one way that time plays an important role in long-term financial growth. Allowing yourself to be guided by your emotions often leads to selling at a low price, like after the market has already fallen, and to buy or buy back at a high price. 鈥淭his is what people tend to do naturally, but it鈥檚 obviously a disaster for long-term returns,鈥� Croitoru told CPA Canada,